Essential Winter Prep Tips for Your Home

As winter approaches, it's natural to be concerned about keeping your home safe and warm. A few proactive steps now can prevent stress and costly insurance claims later. Here's how you can prepare:

Seal Gaps Around Windows and Doors

A classic but efficient method, sealing gaps helps retain heat and reduce energy bills. Simple weatherstripping can make a big difference.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially those in basements or exterior walls. It’s a small step that can save you from significant repairs.

Update Smart Thermostat Settings

Modern thermostats adjust automatically to reduce energy waste. Keep it between 68°F and 70°F when home for optimal warmth and efficiency.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in HVAC systems or portable units to keep air fresh and healthy.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to streamline potential insurance claims. It's a quick, easy way to protect your assets.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain efficiency. Your panels will thank you for it!

Clean Out Gutters

Prevent ice dams and water backups by clearing leaves and debris before heavy snow arrives. A little maintenance goes a long way.

Schedule a Heating System Checkup

An annual inspection can prevent surprise breakdowns during cold snaps. Don't wait until it's too late.

Even adopting a few of these steps can make a big difference in protecting your home during winter. Stay proactive, and remember, it's never too late to get started. We invite you to review your homeowners insurance policy with us, especially if you're unsure what's covered during winter weather events.